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What you need to know about the mortgage 4506T document
What you need to know about the mortgage 4506 document when purchasing or refinancing a house When you’re taking on a mortgage to purchase or refinance a property you must provide an ... [Read More...]
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How the mortgage process could get ugly if you have a difficult picture
Residential Mortgages in America today are designed for families to fit a box. If your financial profile in anyway is outside of that box, you might experience what otherwise might be a ... [Read More...]
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Mortgage rate too good to be true? It probably is…
So, you got a mortgage rate that sounds too good to be true but now you can’t close Mortgage rates are presently near their historic lows on 30-year fixed rate mortgage with ... [Read More...]
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Could the 30 year fixed mortgage get to 3%?
Interest rates right now are very close to their all-time historical lows. We’ve seen this a few times before. Here’s what you need to consider when getting what you perceive as the ... [Read More...]
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How your finances matter when it comes to buying a home
Buying a home is quite a financial feat. It requires careful planning due diligence and making sure that it’s the right decision for you and your family. If you’re buying a home, ... [Read More...]
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Why the purchase price should not be the single most important factor
When buying a home most would believe the number one most important thing you need to be focused on is what you pay for the house. Mom and dad who bought their ... [Read More...]
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This FHA requirement might hurt your multi unit home buying chances
One of the perks of getting an FHA mortgage is the ability to purchase a primary home using just 3.5% down. The math however will change if you’re buying a multi-family property… ... [Read More...]
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How to use rental income to qualify for a mortgage
How to use rental income to qualify for a mortgage Rental property is a great way to have additional streams of income and create a financial nest egg for you and your ... [Read More...]
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8 common mortgage misconceptions most consumers ask about
The internet is full of information about purchasing or refinancing a house. Some of it tangible some of it not worth the paper it’s written on. Here are seven of the most ... [Read More...]
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Types of loans you can get based on your credit score
Credit is one of the biggest parameters of a lender’s decision to grant you a loan approval or not. There’s a lot of misconceptions out there floating around the internet about what ... [Read More...]
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How your mortgage payment relates to purchase price
Buying a home means the careful planning of your finances and making sure it’s really something that you can support? One of the biggest challenges home buyers face is budgeting for a ... [Read More...]
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What to expect with mortgage rates over the next few months
If you’ve been waiting to pull the trigger on a new house purchase or a refinance and you’re waiting for an interest rate you may get your wish over the course of ... [Read More...]
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3 pricey mortgage loan scenarios to watch for
When it comes to purchasing or refinancing a house one of the factors that can play a role in your ability to secure financing is your credit score, your property type and ... [Read More...]
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New loan limits for 2020 makes getting a mortgage easier
The Federal Housing Finance Agency which oversees loans bought by Fannie Mae and Freddie Mac announced to change to the conforming loan limit last week. Here’s what the change means for you… ... [Read...
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Here is one surefire way of making the mortgage loan process more of a hassle
When you’re refinancing or purchasing a home. There is going to be inevitable paperwork that the mortgage company is going to require. If you plan on seeking a mortgage anytime soon, please ... [Read...
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3 solid reasons why the best time to buy a home is towards the end of the year
One factor on every home buyer’s mind is whether they’re getting a deal. One of the best-kept secrets of in real estate buy at the end of the year if you can ... [Read More...]
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How changing your income and job status may affect your mortgage chances
Securing mortgage loan financing requires an ample credit score enough equity and or down payment, but it also requires income. You must have documented proof of income as well as a two-year ... [Read...
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How the FHA 100 mile rule limits your ability to rent out and buy a home
FHA Loans are one of the most flexible loan programs available in the US housing market today. They are incredibly flexible only require a 3.5% down payment and offers very makes sense ... [Read More...]
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Can you get a mortgage with bad credit?
Many mortgage companies along with the internet would have you believe getting a mortgage with bad credit cannot happen. It is true the process will be more difficult and challenging, but it ... [Read...
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How to lower your debt to income when getting a mortgage
Your debt to income ratio represents the number of monthly expenses you have in relation to your monthly income. Lenders usually want this number to be no more than 50% of your ... [Read More...]
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